Farm Risk Management Specialists - FRMS
Jim grew up in Montrose, MO working on the family farm.  He graduated from the University of Missouri in 1974 with a Bachelors Degree in Animal Science.

Jim founded FRMS in 1981 after the drought of 1980.  While growing FRMS into the agency it is today, Jim continued to stay involved with the farming operation until recent years.

Jim enjoys fly fishing and spending time with his family.  The majority of his family time is spent enjoying his kids and his ten grandchildren.

Jim currently resides in Butler, MO and spends a great deal of time in Mountain Home, AR with his wife Brenda.
Jim Dugan

FRMS Founder/Owner
Chief Executive Officer (CEO)
(660) 679-6186